• PFM
  • BFM

PFM

Offer your clients the best tool to control their financial life. This is a new generation of PFMs that not only stops at showing you a global picture of your finances but also understands what your financial habits are, detects areas for improvement and gives you automatic and concrete recommendations to improve your financial health.

Coinscrap PFM

PFM

Offer your clients the best tool to control their financial life. This is a new generation of PFMs that not only stops at showing you a global picture of your finances but also understands what your financial habits are, detects areas for improvement and gives you automatic and concrete recommendations to improve your financial health.

Former PFM Super Powered PFM
They are reactive, it is the user who asks for the data.
It is proactive in generating user engagement through notifications.
These are isolated applications with no connection to other areas of the bank.
They are integrated within the customer experience and connected to different areas of the bank (current accounts, insurance, investment funds...)
Past data and analysis of what has already happened
Real-time data and projections of events that can impact our financial life.
They give recommendations and advice without contracting the product.
They really help the user with actions and automations that improve their financial life automatically.

Why a PFM in my
bank/insurance company?

Reasons

  • Twice as much, PFM users log into their online banking.
  • Double the time spent on online banking by PFM users
  • Nine out of 10 would suggest PFM to others

Benefits

  • Integrating seamlessly with every online and core banking system.
  • PFM's domino effect: more touchpoints "higher engagement" increased loyalty and retention "more web and mobile channel revenue".
  • Initiate automated actions to help the client adhere to the plan and reach financial targets.

Visualize

360º snapshot of their entire financial world in one convenient place. Incomes and Expenses are automatically categorized (with 95% accuracy).

Insights

Relevant, personalized insights & advice based on behavioral economics. Offer concrete tips to raise savings, decrease debt and increase financial performance.

Advise

Budgeting, spending limits and goal-based financial planning. Initiate automated actions to help the client adhere to the plan and reach financial targets.

Improve your KPI's

Offer your users 100% digital protection with the best user experience.

Improve your user’s hiring ratios.

Integrate a new source of revenue by improving the financial margin with each user.

BFM

Coinscrap’s BFM is a white label software solution that enables small and medium-sized enterprises (SMEs) to better understand and manage their finances. The platform gives SMEs control over their finances and more freedom to focus on their business

Coinscrap BFM

BFM

Coinscrap’s BFM is a white label software solution that enables small and medium-sized enterprises (SMEs) to better understand and manage their finances. The platform gives SMEs control over their finances and more freedom to focus on their business

Why a BFM
in my Bank?

Reasons

  • 61% of SMEs place cash flow management as one of their top three priorities to help them secure their financial future.
  • More than half are willing to pay an additional price each month for personalized business financial management services.
  • Only 10% of small businesses have organized financial data of any kind.

Benefits

  • Know better your SMEs customers’ businesses and understand their specific needs.
  • Empower one of the segments with more potential: balances are 15x higher than retail banking customers.
  • Become a partner of the SME customers offering digital banking in an understandable way and tailored to their business needs.

Open Banking

360º snapshot of their entire financial profile in one convenient place.

Invoicing

 Makes AR/AP management effortless and enables banks to handle end-to-end payment cycles for SME customers.

Smart Notifications

Personalized, behavior-based triggers deliver relevant, actionable messages in real time.

Improve your KPI's

Offer your users 100% digital protection with the best user experience.

Improve your user’s hiring ratios.

Integrate a new source of revenue by improving the financial margin with each user.

Request a Demo

Find out why top global banks and insurers choose Coinscrap’s financial services for their corporate financial management.

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