Pensumo Business Case

A product that revolutionizes retirement savings

Ibercaja in collaboration with Coinscrap Finance launched Pensumo, a pioneering app that redefines the relationship between consumption and saving.

"This tool also offers advantages to businesses, helping them attract and retain customers, increase sales, and enhance their brand image."

David Herrando, General manager of Pensumo

With our Automatic Cashback,
the shopping experience reaches unprecedented dimensions.

Connect

Discover

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Upselling

Cross-selling

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Brand love

Download this paper and see how this collaboration with merchants can boost your bank's numbers!

Pensumo Coinscrap Finance_MockUp_EN

Why
Coinscrap Finance

Coinscrap Finance’s AI-powered categorization engine turns raw information into financial insights and enables you to deliver hyper-personalized digital experiences to your customers at scale.

Coinscrap Finance’s intelligent products enable businesses to leverage Open Banking to enhance affordability and risk assessments. Our predictive insights are built by combining transactions and enriched with data from other sources. Our products improve accuracy in decision-making, and support customers after acquisition through our engagement tools.

On-cloud, on-premise or vía SaaS

Dive into our technology through your prefered consumption type. Best-in-class integration.

Quality of data

Connect to the main banks and financial institutions worldwide.

Security and confidentiality

As an ISO 27001-certified company, all customer data is encrypted.

No PSD2 license required

We’ll provide you everything you need to operate under PSD2 regulation.

Trusted by developers

Updated and great API documentation for a fast and easy integration.

Fast time to market

White labeled tech products that drive you ahead of the market.

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