Banking Innovation

The section where COCO promotes technological innovation, artificial intelligence, machine learning and other techniques applied to banks and insurance companies.

The digital transformation of payments in Latin America is advancing steadily, and Depay has become one of the most innovative fintechs in the sector. Its founder and CEO, Joaquín Fagalde, tells us in this interview how they are revolutionizing cross-border transactions with blockchain technology, cryptocurrency payments, and interoperable QR systems.
The Fintech Podcast_Depay
The Fintech Podcast_Depay
Banking Innovation

Interview with Joaquín Fagalde from Depay: Breaking payment barriers with QR

The digital transformation of payments in Latin America is advancing steadily, and Depay has become one of the most innovative fintechs in the sector. Its founder and CEO, Joaquín Fagalde, tells us in this interview how they are revolutionizing cross-border transactions with blockchain technology, cryptocurrency payments, and interoperable QR systems.

Juan Carlos Lopez_IA conversacional
Banking Innovation

Conversational artificial intelligence in banking: Transforming the customer experience

Conversational AI is going to completely change the way banks interact with their customers. No longer will it be necessary to wait in lines at branches or spend endless minutes on the phone to resolve a question. Thanks to this intelligent intermediary layer, positioned between transactional data and the end user, virtual agents provide answers in seconds.

Unicaja-Huchas-Coinscrap-Finance-Blog
Banking Innovation

Unicaja’s Digital Piggy Banks: The Micro-Savings Revolution

Unicaja continues to drive forward its commitment to digitalization and financial innovation with the launch of its new Digital Piggy Bank service. Developed in collaboration with our Fintech, this tool allows customers to automate their savings through small scheduled contributions, tailored to their financial needs and goals.

Lyra_Coinscrap Finance_The Fintech Podcast
Banking Innovation

Lyra, the platform for flexible and alternative payments

The ability to transform digital payments in Latin America is proving to be the focus of many fintech companies. However, under the leadership of Fernando Luna Guzmán, a European platform has stood out in this complex task.

Julian Colombo Bitso_The Fintech Podcast
Banking Innovation

Bitso: The platform revolutionizing crypto investment in LatAm

In this edition of The Fintech Podcast, we speak with Julián Colombo, Senior Director at Bitso South America. From his personal transformation upon discovering Bitcoin to his role as a leader in developing secure and accessible crypto solutions, Julián shares a compelling vision for the future of the digital transactions industry.

Oscar Barba_AI Trained for AML_CF
Banking Innovation

AML: A use case of generative AI in the financial industry

Generative artificial intelligence (GenAI) is beginning to be applied in Anti-Money Laundering (AML), but its adoption is limited and complementary to other forms of artificial intelligence, such as supervised and unsupervised machine learning, which are already common in the financial sector.

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