Banking Innovation

The section where COCO promotes technological innovation, artificial intelligence, machine learning and other techniques applied to banks and insurance companies.

What does a CIO need to make their online banking stand out? In this article, you will discover the strategies that are helping financial innovation leaders take their institutions to the next level. I’m not just talking about outperforming the competition and offering an optimal user experience.
Juan-Carlos-Lopez_Coinscrap-Finance
Banking Innovation

What is an insights generator in banking, and how can it fuel innovation?

When we talk about innovation, we almost always think of experiences for the end customer, whether individuals or businesses. However, the internal clients of financial institutions also need innovation to improve. They continue to operate with interfaces that are far less glamorous than consumer apps. That’s the field we need to conquer.

Datos-transaccionales-e-IA_Coinscrap-Finance
Banking Innovation

Transaction data and AI: the key to hyper-personalized banking of the future

Every bank holds a hidden treasure: millions of transaction records that tell the financial story of each customer. However, most institutions don’t know how to unlock that chest to extract its full value. Artificial intelligence (AI) is revolutionizing banking, but without proper data management, that revolution risks becoming little more than smoke and mirrors.

Oscar-Gutierrez_The-Fintech-Podcast
Banking Innovation

BioCredit drives credit access in Colombia, with Óscar Gutiérrez

In an exclusive interview for The Fintech Podcast, Óscar Gutiérrez, CEO and founder of BioCredit and Akaike Credit Risk Solutions, shared his vision of the Colombian Fintech ecosystem, financial inclusion, and how his ventures are revolutionizing credit access in the region.

Oscar Barba_Clustering_CF
Banking Innovation

Clustering: strategic opportunities for global banking

According to Deloitte Insights’ Tech Trends 2025 report, AI is the common thread behind nearly all emerging trends. In the financial sector, this technology is becoming embedded in every banking process –especially those involving customer service and user clustering.

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