The section where COCO promotes technological innovation, artificial intelligence, machine learning and other techniques applied to banks and insurance companies.
In just three years, data analysis in banking has shifted from a risk management tool to a powerful marketing and sales engine. Discover how mid-sized institutions can close the execution gap and lead through hyper-personalization.
Why do 80% of SMEs fail within their first five years? It is not a lack of effort—it is a lack of clear financial visibility. Discover how Banco de Crédito del Perú (BCP) partnered with Coinscrap Finance to transform raw transaction data into an advanced Business Finance Manager (BFM).
In today’s digital banking landscape, the challenge is clear: how do we bridge the “digital warmth gap” as we transition to online interactions?
When we talk about innovation, we almost always think of experiences for the end customer, whether individuals or businesses. However, the internal clients of financial institutions also need innovation to improve. They continue to operate with interfaces that are far less glamorous than consumer apps. That’s the field we need to conquer.
What does a CIO need to make their online banking stand out? In this article, you will discover the strategies that are helping financial innovation leaders take their institutions to the next level. I’m not just talking about outperforming the competition and offering an optimal user experience.
Banking apps don’t always show users everything they need. For some time now, we’ve seen major corporations striving to innovate in order to meet their customers’ expectations. But what happens when their technological muscle isn’t strong enough?
All banks compete with the same range of services, which makes customer experience the true differentiating factor. The world’s largest banks realized this long ago and are leveraging technology to stand out.
We’re witnessing a transformation in the financial sector, marked by a shift in focus: from operational digitization to intelligent personalization. This new phase is known by some as “cognitive banking”. More than a trend, it represents a shift in how financial institutions interact with their customers.
Every bank holds a hidden treasure: millions of transaction records that tell the financial story of each customer. However, most institutions don’t know how to unlock that chest to extract its full value. Artificial intelligence (AI) is revolutionizing banking, but without proper data management, that revolution risks becoming little more than smoke and mirrors.
In an exclusive interview for The Fintech Podcast, Óscar Gutiérrez, CEO and founder of BioCredit and Akaike Credit Risk Solutions, shared his vision of the Colombian Fintech ecosystem, financial inclusion, and how his ventures are revolutionizing credit access in the region.
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