Banking Innovation

The section where COCO promotes technological innovation, artificial intelligence, machine learning and other techniques applied to banks and insurance companies.

Every bank holds a hidden treasure: millions of transaction records that tell the financial story of each customer. However, most institutions don’t know how to unlock that chest to extract its full value. Artificial intelligence (AI) is revolutionizing banking, but without proper data management, that revolution risks becoming little more than smoke and mirrors.
Datos-transaccionales-e-IA_Coinscrap-Finance
Datos-transaccionales-e-IA_Coinscrap-Finance
Banking Innovation

Transaction data and AI: the key to hyper-personalized banking of the future

Every bank holds a hidden treasure: millions of transaction records that tell the financial story of each customer. However, most institutions don’t know how to unlock that chest to extract its full value. Artificial intelligence (AI) is revolutionizing banking, but without proper data management, that revolution risks becoming little more than smoke and mirrors.

Oscar-Gutierrez_The-Fintech-Podcast
Banking Innovation

BioCredit drives credit access in Colombia, with Óscar Gutiérrez

In an exclusive interview for The Fintech Podcast, Óscar Gutiérrez, CEO and founder of BioCredit and Akaike Credit Risk Solutions, shared his vision of the Colombian Fintech ecosystem, financial inclusion, and how his ventures are revolutionizing credit access in the region.

Oscar Barba_Clustering_CF
Banking Innovation

Clustering: strategic opportunities for global banking

According to Deloitte Insights’ Tech Trends 2025 report, AI is the common thread behind nearly all emerging trends. In the financial sector, this technology is becoming embedded in every banking process –especially those involving customer service and user clustering.

CLARA_The-Fintech-Podcast_Coinscrap-Finance
Banking Innovation

Clara, the leading corporate payments fintech in LatAm

We are pleased to introduce a very special guest: Leonardo Ramos, Country Manager of Clara for Mexico and Colombia. From the very first minute of our interview, Leonardo captivated us with his insights into the dynamics of a region as broad and complex as Latin America.

The-Fintech-Podcast_Luis-Ortiz-Klar
Banking Innovation

Klar, reaching profitability with over 2 million customers

In our sector it’s common to hear buzzwords like “innovation” and “disruption”—sometimes it feels like we’re stuck on repeat. But Klar’s story is different. They’ve truly delivered on the fintech promise: challenging the status quo in banking and making financial services genuinely accessible to the Mexican population.

Mejores Neobancos Colombia
Banking Innovation

Top 10 neobanks in Colombia

In recent years, neobanks have played a key role in expanding access to financial services in Colombia. To mention some figures, in 2017, nearly 40% of Colombians did not have access to formal financial services. The arrival of neobanks has completely transformed this landscape!

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