Harness the power of
transaction data
Understand the individual needs of your customers and provide relevant insights regarding financial planning, data categorization or even carbon footprint.
Banks and insurers
trusting Coinscrap Finance


Hucha Santander
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Hucha Inteligente allows the user to save through fully configurable rules: round up, percentage of income, etc... which enables for regular contributions to meet objectives and goals.



Cling_Cling
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Cling_Cling allows users to save in a Unit Linked. With this innovative product customers go from savers to investors, always getting the best value for their money.



EVO Smart Piggy Bank
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The Smart Piggy Bank is a product to save by spending, with a very attractive and fun UX.
It incorporates automatic rules to bring users' dreams to life.

A single integration,
endless possibilities
Coinscrap Finance’s AI-powered categorization engine turns raw information into financial insights and enables to deliver hyper-personalized digital experiences to your customers.
One {Smart} Platform,
multiple solutions
COCO {Categorization}
Turn raw information into clear financial transactions with an accuracy above 90% cleaning up transactions and sorting them into categories.
COCO {AutoSavings}
With MicroSavings, Automate your Account and Group Expenses, you will provide the tools to help your customers control their financial situation.
COCO {Loyalty}
You will be able to better understand the shopping habits of your users while you build loyalty with immediate rewards at partner retailers.
COCO {Insurance}
Discover sales opportunities for insurance and financial products thanks to open banking.
COCO {Insights}
Empower your financial institution delivering personalized recommendations and product-based advice to your customers at scale.
COCO {Enrichment}
Enrich banking transactional data to improve user experience and better understand your customer spending habits.
COCO {CO2}
Boost your ESG strategy by identifying the environmental impact of your customers through their transactions and offer them green products.
COCO {Risk}
Access, aggregate, and interpret customers’ financial information, such as their income, essential expenses, financial habits and build better lending experiences using our decision engine.
Open
Banking
Coinscrap Finance’s intelligent products enable businesses to leverage Open Banking to enhance affordability and risk assessments.
We work with different open banking providers worldwide.
Why
Coinscrap Finance?
On-cloud, on-premise or via SaaS
Dive into our technology through your prefered consumption type. Best-in-class integration.
No PSD2 license required
We’ll provide you everything you need to operate under PSD2 regulation.
Quality of data
Connect to the main banks and financial institutions worldwide.
Trusted by developers
Updated and great API documentation for a fast and easy integration.
Security and confidentiality
As an ISO 27001-certified company, all customer data is encrypted.
Fast time to market
White labeled tech products that drive you ahead of the market.
Our clients and partners are
our best testimony
Behavioral
Economics
Our products have been built inspired by the principles of behavioral finance which say that sometimes it is necessary to give a push to the user to make the best financial decisions. At Coinscrap we design our solutions to help users to analyze their finances, discover recommendations, make smarter decisions and automate them.
Check the latest from
Coinscrap Finance’s blog
From illusion to reality: How GeFi transforms financial decision making
Nowadays, we are attending a fantastic show. Entities use artificial intelligence, machine learning and natural language processing to pull rabbits out of their hats. What is the trick? The magic of generative finance. This amazing method fuses all these technologies to give a completely new approach to the world of finance.
Humanizing finances: beyond the cold numbers
Let’s imagine for a moment that banking was presented to us as a movie… would we be seeing dramas, thrillers, comedies…? I propose this exercise to you because entities try to connect with people and send us messages and offers –with greater or lesser fortune– to provoke some type of feeling, like the seventh art. Let’s see the tools they use to make the financial sector more human.
Personalization of financial products with predictive analysis, why is it important?
Who hasn’t dreamed about predicting the future? Throughout history, we have tried to achieve this by exploring all possible disciplines, from the scientific to the mystical. The reality is that today we are closer than ever to reveal this mystery, but we wouldn’t use a crystal ball, we use machine learning and big data.