Turn innovation into financial products that really matter

Eliminate technological complexities and offer your customers the best fintech/insurtech products with a unique user experience and a very fast time to market.

Our Products

  • PFM & BFM
  • Microservices
  • Financial Health
  • Group Savings
  • Neo-Banks


Personal Finance Manager & Business Financial Manager

Our microsavings tools allow your users to save automatically through rules such as rounding off of purchases or a percentage of payroll. Using principles of behavioral finance and goal-based planning we get users to save without realizing it.




Micro-savings and Micro-insurance Module

Financial control, foresight and wellbeing for your retail customers. Driven by Artificial Intelligence, Coinscraps’ PFM means smarter money management for the customer, improved bank-user engagement and a greater share of wallet for the bank.

Financial Health

Financial Health

Financial planning & financial health platform

We help the user to guide himself in the complex world of financial life. With a brief questionnaire the platform is able to determine the user’s financial health and give recommendations on actions to be taken to improve it by making a product sale from the customer’s needs.

Group Savings

Group Savings

Group savings and shared payments module

Allow your clients to organize groups to make joint payments or to save collaboratively in order to achieve their financial goals sooner. Improve engagement with your users and increase customer acquisition thanks to the virality of the invitations.


Neo banks

Neo-banking & parent-child banking

Offer your customers a new service through a current account and a debit card that combined with an excellent user experience allows you to launch a new bank in a matter of a few months. Discover also the power of the parent-child banking module to teach the value of money to the youngest in the house.

Powered By


COCO is the artificial intelligence engine that was born from a research group at the University of Vigo and that allows the categorization of banking movements and on which we have built a business intelligence model that allows:

  • Categorize income and expenses with 90% effectiveness.
  • Analyze financial situation and perform complex calculations.
  • Discover insights and improvements in financial health.

Open Banking

Take advantage of the opportunities that PSD2 opens up and become the bank of reference for your client by offering a 360º picture of their finances and providing them with all the functionalities they demand.



Our products have been built from the principles of behavioral finance which say that sometimes it is necessary to give a push to the user to make the best financial decisions. At Coinscrap we design our solutions to become that push to help users analyse their finances, discover recommendations, facilitate decisions and automate them.

Success Stories

More than 2.500€

Increase savings and investment rate

5 New Opportunities

New cross-selling opportunities

6 New Saving Strings

In the customer acquisition channel

Partner with Us

We team up with the best software partners, system integrators, and consultants to develop AI-driven financial technologies that allow banks to thrive.

Customers Reviews

Maria Paz Evo
Evo Banco

Paz Comesaña

Directora de MK, Publicidad y Alianzas Estratégicas en Evo

La Hucha Inteligente es un producto que te permite ahorrar mientras gastas, con una UX muy fácil y divertida, incorporando reglas atractivas y actuales y así, conseguimos dar vida a los sueños de nuestros clientes.

Caser Seguros

Miguel Aldalur

Director de Particulares Vida y Pensiones en Caser

Trabajar mano a mano con Coinscrap nos ha aportado valor desde el know how que tienen hasta la parte tecnológica, con la rapidez y solvencia técnica que necesitamos para un proyecto que pretende revolucionar el mundo del micro-ahorro.

Do you want to turn innovation into financial products?

Contact Us