Harness the power of
transaction data
Understand the individual needs of your customers and provide relevant insights regarding financial planning, data categorization or even carbon footprint.
Banks and insurers
trusting Coinscrap Finance
Hucha Banco Santander
How Santander’s customers saved 161M € automatically thanks to Coinscrap Finance technology.
Pensumo: the product that revolutionizes retirement savings
Caser Cling_Cling
An innovative mobile application in which users can save and invest automatically with each purchase.
Hucha EVO
The customer’s savings are linked to the Smart Investment Plan, making their savings profitable.
A single integration,
endless possibilities
Coinscrap Finance’s AI-powered categorization engine turns raw information into financial insights and enables to deliver hyper-personalized digital experiences to your customers.
One {Smart} Platform,
multiple solutions
COCO {Categorization}
Turn raw information into clear financial transactions with an accuracy above 96% cleaning up transactions and sorting them into categories.
COCO {Enrichment}
Enrich banking transactional data to improve user experience and better understand your customer spending habits.
COCO {Insights}
Empower your financial institution delivering personalized recommendations and product-based advice to your customers at scale.
COCO {AutoSavings}
With MicroSavings, Automate your Account and Group Expenses, you will provide the tools to help your customers control their financial situation.
COCO {Loyalty}
You will be able to better understand the shopping habits of your users while you build loyalty with immediate rewards at partner retailers.
COCO {Insurance}
Discover sales opportunities for insurance and financial products thanks to open banking.
COCO {CO2}
Boost your ESG strategy by identifying the environmental impact of your customers through their transactions and offer them green products.
COCO {Risk}
Access, aggregate, and interpret customers’ financial information, such as their income, essential expenses, financial habits and build better lending experiences using our decision engine.
Open
Banking
Coinscrap Finance’s intelligent products enable businesses to leverage Open Banking to enhance affordability and risk assessments.
Our predictive insights are created and enriched from banking transactions and other sources that we can connect to through bank aggregation or other means. Our products help you improve the accuracy of your decision making and generate greater user engagement.
We work with different open banking providers worldwide.
Why
Coinscrap Finance?
Security and confidentiality
As an ISO 27001-certified company, all customer data is encrypted.
Fast time to market
White labeled tech products that drive you ahead of the market.
Quality of data
Connect to the main banks and financial institutions worldwide.
Trusted by developers
Updated and great API documentation for a fast and easy integration.
On-cloud, on-premise or via SaaS
Dive into our technology through your prefered consumption type. Best-in-class integration.
No PSD2 license required
We’ll provide you everything you need to operate under PSD2 regulation.
Behavioral
Economics
Our products have been built inspired by the principles of behavioral finance which say that sometimes it is necessary to give a push to the user to make the best financial decisions. At Coinscrap we design our solutions to help users to analyze their finances, discover recommendations, make smarter decisions and automate them.
Check the latest from
Coinscrap Finance’s blog
Smart automatic micro-savings: The solution for banks looking to improve user experience
One of the aspects I enjoy most about my work is seeing how technology improves people’s financial situations. Banks and insurers are already leveraging the tools available in the market to facilitate their customers’ savings.
Wrap Up 2024: A year of innovation, growth, and achieved milestones
This year has been filled with recognitions, collaborations, and new launches. Over the past twelve months, we’ve transformed the industry with solutions that help millions of people improve their personal finance management.
Alprestamo: The financial products marketplace of Latin America
In the fintech world, few entrepreneurs manage to combine pragmatism, innovation, and deep market knowledge like Julián Sanclemente, CEO and co-founder of Alprestamo.
