Turn innovation into financial products that really matter
Eliminate technological complexities and offer your customers the best fintech/insurtech products with a unique user experience and a very fast time to market.
Eliminate technological complexities and offer your customers the best fintech/insurtech products with a unique user experience and a very fast time to market.
Personal Finance Manager & Business Financial Manager
Offer your customers the best tool to control their financial life. Our white label PFMs and BFMs allow you to easily create smart and intuitive services that make financial management a more engaging experience.
Micro-savings and Micro-insurance Module
Our Micro-savings tools allow your users to save automatically through rules such as rounding up purchases or a percentage of the payroll. Using principles of behavioral economics and goal-based planning, we get users to save without even realizing it.
Financial planning & financial health platform
We help the user to guide himself in the complex world of financial life. With a brief questionnaire the platform is able to determine the user’s financial health and give recommendations on actions to be taken to improve it by making a product sale from the customer’s needs.
Group savings and shared payments module
Allow your clients to organize groups to make joint payments or to save collaboratively in order to achieve their financial goals sooner. Improve engagement with your users and increase customer acquisition thanks to the virality of the invitations.
Neo-banking & parent-child banking
Offer your customers a new service through a current account and a debit card that combined with an excellent user experience allows you to launch a new bank in a matter of a few months. Discover also the power of the parent-child banking module to teach the value of money to the youngest in the house.
COCO is the artificial intelligence engine that was born from a research group at the University of Vigo and that allows the categorization of banking movements and on which we have built a business intelligence model that allows:
Take advantage of the opportunities that PSD2 opens up and become the bank of reference for your client by offering a 360º picture of their finances and providing them with all the functionalities they demand.
Our products have been built from the principles of behavioral finance which say that sometimes it is necessary to give a push to the user to make the best financial decisions. At Coinscrap we design our solutions to become that push to help users analyse their finances, discover recommendations, facilitate decisions and automate them.
We team up with the best software partners, system integrators, and consultants to develop AIl-driven financial technologies that allow banks to thrive.
Paz Comesaña
MK, Advertising and Strategic Alliances Director at Evo Banco
The Smart Piggy Bank is a product that allows you to save while you spend, with a very easy and fun UX, incorporating attractive and current rules, and therefore, we are able to give life to our customer’s dreams.
Miguel Aldalur
Director of Private Individuals Life Insurances and Retirements at Caser
Working hand in hand with Coinscrap has brought us value from the know-how to the technological integrations, with the speed and technical solvency we need for a project that aims to revolutionize the world of micro-savings.
Diego Romero
Head of Digital Business Strategy of Banco Santander
Working alongside Coinscrap Finance has accelerated and enhanced Banco Santander’s micro-savings project. The cooperation with Fintech companies allows the bank to reduce “time to market” through very fast and concrete technological integrations.
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